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Apply to at least one or two schools where your grades and scores put you in the top range of admitted students. Merit scholarships at schools where you’re a stronger-than-average applicant can bring the cost below a “safety school” that offers you nothing at all. Two schools with wildly different sticker prices can end up costing you nearly the same once scholarships are factored in, or the reverse. Never compare sticker prices between schools. A lower-ranked school with a strong scholarship can beat a prestigious one at full price, every time, on paper.